After his company goes bankrupt Dick Harper (Jim Carrey) and his wife Jane (Tea Leoni) pay off the last of their debt to their Mexican housekeeper Blanca (Gloria Garayua) with the last of their appliances. Then they go to a used car dealership to trade in Dick’s Beamer for an old early 80s Honda Civic hatchback. That night they are trying to figure out what to do for money due to the fact that they have run out of stuff to sell and Dick is unemployable after being the public fall guy for the downfall of his Enron style company Globodyne when Blanca comes back and offers to help them find work, but warns that it won’t pay very much.
The next day Dick is standing around with a bunch of Mexican day laborers when a truck pulls up and a guy yells that he needs one guy who can paint. Dick is the first on the truck, but a Mexican who wants the job more hops onto the truck, punches Dick in the face, and sends him flying off the truck onto the street. Dick’s new amigos help him up, chuckle a bit, and say better luck next time before Dick suggests reporting him, but the Mexicans laugh as if he were joking. Then with his jaw so swollen that he cannot talk normally Immigration and Naturalization Service (INS) agents raid the area and round up Dick in the process. Dick thinks it’s no big deal until he can’t find his wallet because one of the Mexicans has it. Then when the Mexican gives it to the INS agent who says “Dick Harper you are free to go” he freaks out trying to tell them that he is the real Dick, but they just think he is an illegal alien and deport him to Mexico.
Later that night Jane meets Dick at the border and helps smuggle him back home after he hops the fence with a bunch of Mexicans and succeeds in evading the Border Patrol to get to their new used car with a little extra cargo in the form of Dicks new amigos from the INS bust.
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